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    Education only. Not financial, tax or legal advice. We never ask for wallet keys or seed phrases.Your files stay in your browser · how we calculate
    About

    A free crypto workbench for Canadians

    Short answer

    DeFiCalculator.ca is a free Canadian crypto position and tax workbench in the MITEY network. It turns exchange records, your own prices and dated Bank of Canada data into numbers you can check. It never asks for keys, never connects to wallets, recommends nothing, and is education rather than financial or tax advice.

    What it does

    • Multi-coin ACB and superficial losses from your exchange CSVs, read in your browser
    • Liquidity, staking, loan and DCA replays on your own prices or scenario paths
    • Fees, compounding and stablecoin-vs-GIC comparisons with dated Canadian benchmarks
    • Formulas, sources and limits on every page

    What it doesn't do

    • Recommend protocols, tokens, exchanges or wallets
    • Show live yields, or numbers we can't source
    • Upload your files, connect to wallets, or ask for seed phrases or keys
    • Give personal financial, tax or legal advice

    Rules, CRA treatment, regulation and risk education live on our sister site DecentralizedFinance.ca. If you choose to email yourself results, join the newsletter or contact us, your message goes to the MITEY network team, as described in the privacy policy. The Ask Mitey chat is provided by Calculating.ca, another MITEY site. Questions and corrections: contact us.

    How it makes money

    It doesn't sell anything and carries no affiliate links or ads. If you ask to be contacted, the MITEY network team may follow up; that is the only commercial use of anything you send.

    Worked example: one conversion, done the same way everywhere

    How a US-dollar amount becomes Canadian dollars on this site
    Most crypto prices and stablecoin balances are in US dollars. Every conversion uses the Bank of Canada's daily average rate for that date (Bank of Canada data; converted by DeFiCalculator.ca).
    How a US-dollar amount becomes Canadian dollars on this site: inputs, steps and result
    Amount1,000 USDCtreated as US$1,000
    Date2026-10-30latest rate in the site's data
    Bank of Canada USD/CAD1.3960series FXUSDCAD
    Value in Canadian dollars$1,396.00

    The same 1,000 USDC is worth a different number of Canadian dollars every day. Your tax return needs the CAD value on the day of each transaction, which is why the ACB tool asks for it or converts it.

    See how the exchange rate moves a stablecoin's CAD value →Computed 2026-11-02.

    Mitey the yeti walks across a small stone bridge with a pouch of coins, a couple of coins dropped behind him
    Mitey carries the numbers across the bridge to DecentralizedFinance.ca, where the rules and risk guides live.

    What this means for you

    Use this site to check numbers before you file or commit money, and the sister site DecentralizedFinance.ca for what the rules say. Neither replaces an accountant when the stakes are high.

    If you choose to email yourself results or contact us, your message goes to the MITEY network team through the relay described in the privacy policy. Nothing else you enter leaves your browser.

    Definitions

    MITEY network
    A group of free Canadian finance calculator and guide sites run under the MITEY name, of which this is one.
    Bank of Canada data
    Exchange rates and posted deposit rates published by the Bank of Canada, used here with attribution and dates.