A free crypto workbench for Canadians
DeFiCalculator.ca is a free Canadian crypto position and tax workbench in the MITEY network. It turns exchange records, your own prices and dated Bank of Canada data into numbers you can check. It never asks for keys, never connects to wallets, recommends nothing, and is education rather than financial or tax advice.
What it does
- Multi-coin ACB and superficial losses from your exchange CSVs, read in your browser
- Liquidity, staking, loan and DCA replays on your own prices or scenario paths
- Fees, compounding and stablecoin-vs-GIC comparisons with dated Canadian benchmarks
- Formulas, sources and limits on every page
What it doesn't do
- Recommend protocols, tokens, exchanges or wallets
- Show live yields, or numbers we can't source
- Upload your files, connect to wallets, or ask for seed phrases or keys
- Give personal financial, tax or legal advice
Rules, CRA treatment, regulation and risk education live on our sister site DecentralizedFinance.ca. If you choose to email yourself results, join the newsletter or contact us, your message goes to the MITEY network team, as described in the privacy policy. The Ask Mitey chat is provided by Calculating.ca, another MITEY site. Questions and corrections: contact us.
How it makes money
It doesn't sell anything and carries no affiliate links or ads. If you ask to be contacted, the MITEY network team may follow up; that is the only commercial use of anything you send.
Worked example: one conversion, done the same way everywhere
| Amount | 1,000 USDCtreated as US$1,000 |
|---|---|
| Date | 2026-10-30latest rate in the site's data |
| Bank of Canada USD/CAD | 1.3960series FXUSDCAD |
| Value in Canadian dollars | $1,396.00 |
The same 1,000 USDC is worth a different number of Canadian dollars every day. Your tax return needs the CAD value on the day of each transaction, which is why the ACB tool asks for it or converts it.
See how the exchange rate moves a stablecoin's CAD value →Computed 2026-11-02.

What this means for you
Use this site to check numbers before you file or commit money, and the sister site DecentralizedFinance.ca for what the rules say. Neither replaces an accountant when the stakes are high.
If you choose to email yourself results or contact us, your message goes to the MITEY network team through the relay described in the privacy policy. Nothing else you enter leaves your browser.
Definitions
- MITEY network
- A group of free Canadian finance calculator and guide sites run under the MITEY name, of which this is one.
- Bank of Canada data
- Exchange rates and posted deposit rates published by the Bank of Canada, used here with attribution and dates.